The Swedish Dentist – Economy: January – 2019

January 26, 2019 0 By swedendivin
3 min read

The monthly updates will appear in the end of every month and will be shown in Swedish currency SEK.
There will be a short explanation about some costs and sometimes a picture or two.

 

Our Economy Donut for 2019.01 Total Expenses 22181 SEK - The Swedish Dentist - Economy: January – 2019


Swedish Crown SEK Income Total 37656 - The Swedish Dentist - Economy: January – 2019


Our Economy Donut for 2018.12 – Expenses
Swedish Crown ( SEK )
Private Insurance 250
Electricity 1340
Internet home 96
Car loan 2300
Car insurance 500
Gasoline 500
Food home 4620
Food outside 325
Study loan 2500
Pleasures/ travel / shopping 0
Mobile phone internet 500
Rent 9000
Gym 250
Baby stuff 0
Unexpected 0

The save percentage is around 41%. ( click here for 2018 december economy ) I have transferad around 5000 SEK to for stock purchase. My mortage is now around 5%. I would like it to be 0%. Here you can se my goals when it comes to my mortage ( click here for mortage goals )

The stock market is blue as the sky in January. They say its because in december the stock market decline rapidly and it was the worst performance since the 1930.

I have reduced my mortage and change my sectors, I want it to be more balanced. Every stock I buy I update the same day my sectors so you can have it freshly updated.
( click here for sector allocation page) 

Electricity bill is high and thats because its for 2 months. The goverment have told us that they plan to increase the price for electricity every year.. I so much for me buying an electric car.

Blog visitors are now stable, the blog renevue increased and now I can proudly say that the site generates income bigger then the cost for running it.

As for stocks Iam planing to increase my holdings in following:

New buy Holmen
Svolder
Kinnevik
ABB
Orkla
Abbvie

 


50952707 235156660752852 7762126684177825792 n - The Swedish Dentist - Economy: January – 2019

My little baby is reading her child book 🙂

50735892 2035962323146249 3000958731354636288 n - The Swedish Dentist - Economy: January – 2019

This month I did a lot of Implant crown for patients. Around 12 crowns in total. Thats a lot for me. Implants are good but expensive way of getting a new tooth. So remember take care of your teeths 😉


A little more about child allowance in Sweden.

Child allowance in Sweden:
How much money do I get?
If you and the other parent have joint custody, you share the child allowance. You will each receive SEK 625 per month. If you have sole custody of the child, you receive SEK 1,250 per month. Child allowance is tax-exempt.

If you have two or more children for which you are receiving child allowance, you will automatically receive the large family supplement as well.
This is how much you will receive in child allowance and large family supplement

What do I need to do to receive child allowance?
You do not need to apply for child allowance. It is paid out automatically.

The money will arrive no later than the 20th of every month.
The first disbursement will be made in the month after the child is born and is paid out up to and including the quarter that the child turns 16 years old.

What happens to the child allowance when my child turns 16?
When your child turns 16, they will no longer receive child allowance. The month of your child’s birthday determines how long they will receive child allowance.


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Hope to write soon again
Yours Swedendivin

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